National Pacific Mortgage is a mortgage brokerage that specializes in helping people who need home financing. Our objective is to help our clients sort through the multitude of financing options and learn the best way to manage the largest debt of their life.
Consumers have a difficult time finding someone who will speak plainly and truthfully to them about loan programs and their options. For prospective homebuyers, one of the most important steps of the loan process is getting clear and honest information that they understand.
When shopping for home financing, the process can be overwhelming, confusing, and complex. It is often difficult to know who to trust and what information is credible. Many times borrowers put themselves at risk by failing to get accurate information on the different loan programs available. Clients fear that taking on such a large financial burden could leave them in debt for years with no way out if a problem arises. If borrowers are not placed into the proper loan program, it can cause them serious financial stress, break up their family, and, in the worst case scenario, cost them their home.
National Pacific Mortgage brings more than 20 years of experience and industry knowledge to help our clients sort through the numerous financing options available. Our team offers a unique approach to home financing: We believe in listening to you and helping you pick the loan that best fits your situation. We provide you with clear, honest, and understandable information so you can be assured you’re making an educated decision. Ultimately, you choose the loan that you feel most comfortable with.
We advise our clients on the best way to manage mortgage debt, so you can become financially independent sooner rather than later. By better understanding and managing mortgage debt, you will be able to achieve a more stable financial future.
Only with years of experience in the mortgage industry is it possible to understand the multitude of mortgage products available well enough to find the solution that is best tailored to your specific financial needs. We do right by you before we do right by ourselves.
People often ask, "Why should I use a Mortgage Broker?" The answer is simple. We have the ability to shop your loan to a large number of lending institutions that offer wholesale rates and programs that may not be available through a commercial bank. One application, one appraisal and one credit report is all it takes to get the best rate.
When you go to a commercial bank and ask for a mortgage loan rate, you will only be quoted that banks lowest rate. A mortgage broker finds the lowest rates available from many banks.
We can "Pre-Approve" your loan and determine if you are looking in the right price range. We will expedite the appraisal, title and loan processing.
National Pacific Mortgage offers a wide array of products & services from residential homes to commercial properties. Our dedicated, professional staff will be working with you to tailor a loan that will meet your special needs at the lowest rates and fees available.
There are many different people involved in securing the approval of your mortgage loan. We employ the best team members to ensure that the process goes smoothly for you. Our team makes customer service our number one priority. Our business has grown to a large extent by word of mouth advertising from satisfied customers. Securing the best loan available, for all our customers, everyday, year after year is our mission.
We will work with you to get the best loan available whether you're an AAA credit or D credit borrower. We have creative financing capabilities for those with less than perfect credit. Our products are many because we work with a multitude of lenders to find the most competitive rates available for your loan whether you are purchasing or refinancing.
We are dedicated to making each transaction go as smoothly as possible. Our goal is to exceed your expectations and provide you with accurate and precise information.
Please call if you are in need of our services or if you have any questions regarding real estate or mortgage financing.